Job responsibilities

1. Responsible for formulating risk policies such as admission, quota, and pricing for business and consumer loan products, monitoring and analyzing the effectiveness of strategies, and iteratively optimizing them;

2. Participate in the design, development, evaluation, and validation of various models, continuously track the effectiveness of model applications, and propose optimization suggestions and improvement plans;

3. Dig, organize and analyze key business indicators, form data reports, establish a comprehensive risk monitoring system, promptly identify problems and propose solutions;

Basic job requirements

1. Bachelor's degree or above, with priority given to majors related to mathematics, statistics, finance, etc;

2.10 years or above of risk management experience in financial institutions (banks, credit card centers, Internet finance, etc.), familiar with risk control strategy analysis or model design methods related to credit products;

3. Excellent logical thinking ability and data sensitivity, proficient in various data analysis tools;

4. Self driven, strong sense of responsibility, enjoys thinking, works meticulously, possesses good communication skills and teamwork spirit.

Job Description

1. Undertake post loan management related work, including personal credit investigation and objection handling, credit asset risk classification, fund use inspection, loan relief, non-performing loan reduction and recovery, management and maintenance of outsourced collection agencies, etc;

2. Assist in revising the management systems, processes, and operational guidelines for relevant post loan management work to ensure the smooth progress of the work;

3. Assist in optimizing relevant post loan management systems to improve management efficiency;

4. Other tasks assigned by the team.

Job requirements

1. Bachelor's degree or above, with a priority given to majors in finance, accounting, economics, law, and mathematics,

2. More than five years of industry work experience, with priority given to having experience in post loan management;

3. Excellent logical thinking ability and data sensitivity, with the ability to analyze data statistics;

4. Effective communication and expression ability, cross departmental communication and coordination ability, analytical and summary ability, stress resistance ability, and strong self motivation.